CIBC Aventura Visa Card for Business: Premium Travel Rewards
The most flexible business travel rewards card in Canada. Earn Aventura points on every purchase and redeem for flights on any airline, rooms at any hotel, with zero blackout dates.
Earning Aventura Points on Business Spending
The Aventura Visa Card for Business rewards you at every spending category your business touches. Travel and dining earn at the accelerated rate, while all other categories earn at the base rate — meaning every single dollar you charge to the card generates points.
Accelerated Categories (2x Points)
Flights, hotels, car rentals, train tickets, conference registrations, restaurants, cafes, business meal expenses, and any merchant classified under travel or dining MCC codes.
Base Rate Categories (1x Points)
Office supplies, software subscriptions, telecommunications, fuel, shipping, professional services, advertising, and all other business purchases. Nothing is excluded — every dollar earns.
Welcome Bonus
Earn 25,000 Aventura points when you spend $3,000 within the first three months of card membership. That is enough for a domestic round-trip flight worth approximately $400.
Redeem Aventura Points Your Way
Unlike airline-specific programs that restrict you to partner carriers and impose blackout dates, the Aventura program gives you complete redemption freedom.
The Aventura Travel Portal
Book flights, hotels, car rentals, and vacation packages through the Aventura online travel portal. Search across hundreds of airlines and thousands of hotels worldwide. If it is available for sale, you can book it with Aventura points.
Fixed-Rate Air Redemptions
For standard domestic flights, redeem at a fixed rate of 15,000 points per one-way ticket. Short-haul US flights start at 20,000 points. International long-haul flights start at 30,000 points one-way. These values often exceed what airline programs charge for similar routes.
Statement Credits
Prefer cash value? Convert points to statement credits at a rate of 100 points = $1. Apply credits against travel purchases you have already made, or against your card balance directly.
Comprehensive Travel Insurance Included
The Aventura Visa Business card provides travel protection worth hundreds of dollars per trip — included in your annual fee.
Trip Cancellation
Up to $5,000 per insured person when trips must be cancelled due to covered reasons including illness, injury, bereavement, or severe weather events.
Emergency Medical
Up to $1,000,000 in emergency medical coverage for the first 15 days of each trip abroad. Covers hospitalization, physician fees, prescription medications, and medical evacuation.
Rental Vehicle
Collision and loss damage waiver for rental vehicles up to 48 consecutive days. Covers damage to or theft of the rental vehicle when you decline the rental company's CDW.
Employee Card Management
Issue up to 9 supplementary cards at no additional cost and manage them all through CIBC Smart Banking.
Individual Spending Limits
Set custom monthly or per-transaction limits for each employee card. Adjust limits in real time through CIBC Smart Banking without contacting the bank.
All Points Consolidated
Points earned on all employee cards pool into your primary account. Every team member's spending contributes to your Aventura point balance for maximum reward accumulation.
Categorized Reporting
Each employee's spending is tracked separately with automatic categorization. Export per-employee expense reports for management review and tax documentation.
Frequently Asked Questions
CIBC Aventura Visa Business Card points can be redeemed for flights on any airline with no blackout dates. You earn 2x points on travel and dining purchases and 1 point per dollar on all other business spending. Points can also be redeemed for hotel stays, car rentals, and travel experiences. There is no expiry on accumulated points as long as your account remains active and in good standing.
The annual fee for the CIBC Aventura Visa Card for Business includes a suite of travel benefits that typically offset the cost for regular travellers. Benefits include comprehensive travel insurance, airport lounge access, and a 25,000 point welcome bonus. The annual fee is a tax-deductible business expense, further reducing the effective cost of the card for your enterprise.
Yes, you can add supplementary Aventura cards for employees at a reduced annual fee per card. Employee cards earn points to your primary accumulation account, accelerating your rewards earning potential. Each supplementary card can have individually set spending limits managed through CIBC Smart Banking for complete expense control.